A Fraud Transaction Report (FTR) is a regulatory filing that documents transaction activity confirmed as fraudulent. The purpose of the FTR is to notify authorities and support ecosystem-level intervention against fraud rings, money mule networks, and organized criminal activity. ProfiledRisk automates the creation of these reports once fraud is validated through investigation.Documentation Index
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When FTRs Are Generated in ProfiledRisk
FTRs require confirmed fraud — not just suspicion. Triggers include:- Analyst marks a Case outcome as Fraud Confirmed
- Device and identity correlation reveals proven multi-account abuse
- Merchant or beneficiary involvement is linked to known fraud activity
- Evidence supports consumer protection or regulatory escalation requirements
Fraud Case Workflow Leading to FTR
- Transaction flagged as pending during risk evaluation
- Case automatically created for investigation
- Fraud analyst reviews user history, device linkage, and counterparty behavior
- Analyst assigns the decision Fraud Confirmed
- ProfiledRisk generates an FTR with all relevant evidence
- Compliance team downloads for regulatory submission
What Is Contained in an FTR
FTRs document the full scope of the fraudulent flow:| Section | Description |
|---|---|
| Reporting entity details | Business filing the report and contact responsible |
| Subject information | Profile details of the user committing or impacted by fraud |
| Transaction information | Value, time, method, and fraud category |
| Fraud indicators | Rule triggers and system intelligence with supporting facts |
| Impact and exposure data | Estimated loss, recovered funds, and related accounts |
| Case references | Links to profile history and previous investigations |
Entity Configuration Requirements
Organizations configure the following once:- Reporting organization legal name
- Rendering Entity Code
- Branch name/ID/Code
Accessing and Managing FTR Reports
All FTRs are accessible in the Reports section with: ✔ Filtering by fraud category and affected product✔ Download formats for filing or law enforcement requests
✔ Traceability to events, profiles, and Case reviewer identity
✔ Permanent audit storage for evidence continuity
Analyst Responsibilities
Analysts remain responsible for:- Confirming fraudulent activity prior to report creation
- Providing narrative content explaining the fraud classification
- Filing the FTR to the correct agency or law enforcement authority
Summary
Fraud Transaction Reporting with ProfiledRisk:- Ensures confirmed fraud is properly documented
- Enables operational cooperation with regulators and investigators
- Maintains trusted reporting standards across teams and regions
- Reinforces defense against repeat and organized fraud attacks