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Use when: Evaluating loan or credit exposure. Endpoint: Realtime URL of a Lending Flow Request Template: 
    {
      "key": "6WgE3W1",
      "type": "lending",
      "user": {
        "user_id": "9931fac0-6bfa-4b3c-842c-7840006d89b6",
        "user_type": "individual",
        "registration_time": "2022-12-12T12:15:05.392Z",
        "email": "jane.doe@anon.com",
        "name": "Jane Doe",
        "dob": "1980-01-01",
        "tier": "silver",
        "account_type": "checking",
        "gender": "male",
        "balance": 24500.50,
        "mobile": "5797454931",
        "credit_score": "720"
      },
      "loan": {
        "id": "87554303-3f75-4883-8fb8-48fce003859f",
        "time": "2022-12-12T12:15:05.391Z",
        "amount": 10000,
        "channel": "mobile",
        "purpose": "Salary Advance",
        "interest_rate": 18.5,
        "loan_product": "personal",
        "loan_term": 24
      },
      "device": {
        "type": "mobile",
        "os": "Android",
        "model": "Pixel 7",
        "language": "en-US",
        "ip_address": "154.72.170.233",
        "device_id": "ff97adb7-8d3d-4f15-94df-87e21e1212de"
      },
      "address": {
        "address1": "6238 Walker Unions Suite 802",
        "address2": "",
        "city": "North Sarah",
        "region": "",
        "zipcode": "23401",
        "country": "Morocco"
      }
    }